Foreclosure Words


Can this California method be used in Florida regarding mortgages?

From Wikipedia:

“Foreclosure by power of sale, also known as ‘non-judicial foreclosure’ is authorized by many states if a ‘power of sale’ clause was included in the mortgage, or if a ‘deed of trust’ with such a clause was used, instead of an actual mortgage. In some states like California, nearly all so-called mortgages are actually deeds of trust.” My question is:

Can a California bank use these tactics or laws when lending to a borrower in Florida? In other words, does Florida law allow a California (or any other state)to use a ‘deed of trust’ for Florida borrowers?

The lender has to be licensed in FL and goes by the FL laws.

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