Foreclosure Bankruptcy

foreclosure/bankruptcy?
My house is going into foreclosure (exhusband abandoned it, has not paid in 1 year), no saledate has been set and attorny told me it could take up to one year for a sale date.
I don’t want the house. I am considering bankruptcy b/c I think it is the faster way to get my credit back to normal. i don’t have any other debts/collection. My creditscore went from 710 to 490 b/c of ex’s actions. All I want is to fix my credit as fast as possible.
Should I leave things as is and wait it out (foreclosure will hurt my credit 7 years) or should I start bankruptcy proceedings? Thanks for any advice.
If your score is 490 now, when will you be able to get it up again? A bankruptcy is the last “black mark” – everything goes up from there. The mere fact that you have filed a bankruptcy can appear on your credit report for 10 years, but realistically no one will care after 3.
Nearly all consumer bankruptcy attorneys offer free consultations. Take advantage of this to meet with one and get advice based on all of the details of your particular situation.
Can Chapter 13 bankruptcy stop foreclosure?
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